Verfahren zur Verwaltung einer Karte

Details

Veröffentlichungs-Nr.

EP4379632

Aktenzeichen

EP22306764

Anmeldetag

30. November 2022

Veröffentlichung

5. Juni 2024

Rechtsraum

EP

IPC

G06Q20/34G06Q20/40

Abstract

The invention is a method for providing a cardholder (50) with control over a payment instrument (10) wherein a payment instrument issuer stores a first set of security parameters in the payment instrument. During a customization phase, the cardholder configures and stores a second set (12) of security parameters in the payment instrument. During a transaction phase subsequent to the customization phase, a financial transaction starts with a terminal (20). The payment instrument checks which condition of the first set is satisfied by the transaction parameters received from the terminal and selects the security rule associated with the satisfied condition as a first selected security rule. The payment instrument checks which condition of the second set (12) is satisfied by the transaction parameters and selects the security rule associated with the satisfied condition as a second selected security rule and applies both said first and second selected security rules to the transaction.

Anmelder

Firma

THALES DIS FRANCE SAS

Land

🇫🇷 Frankreich

Fachgebiete