Schätzung der Flexiblen Krediteignung und des Auszahlungsplans unter Verwendung Nicht-Fungibler Token (nfts) von Landwirtschaftlichen Vermögenswerten

Details

Veröffentlichungs-Nr.

EP4471703

Aktenzeichen

EP24174246

Anmeldetag

6. Mai 2024

Veröffentlichung

13. August 2025

Erteilung

13. August 2025

Rechtsraum

EP

IPC

G06Q40/03G06Q40/06G06Q50/02H04L9/00

Abstract

Providing the right mechanism to apply blockchain technology with flexible or dynamic credit disbursement while also addressing valuation of the agricultural assets that are dynamic in nature is required. A method and a system for estimating flexible credit eligibility and disbursement schedule using NFTs of agricultural assets is disclosed. A detailed blockchain based approach is provided for evaluating credit collateral of the NFTs representing the agricultural assets, also interchangeably referred to as physical farm assets or agri-assets. Valuation of the credit eligibility is based on flexibility provided to the farmer on deciding the farm assets to be used, current status of the farmer selected agricultural assets and credit equivalent value of the each of NFTed asset selected by the farmer for the season/year. The dynamic disbursement schedule is based on the personalized or customized parameters associated with the current status of farm and farm assets linked to the credit collateral.

Anmelder

Firma

Tata Consultancy Services Limited

Land

🇮🇳 Indien

Fachgebiete