Peer-To-Peer-Bezahlungssystem

Details

Veröffentlichungs-Nr.

EP4723012

Anmeldetag

2. Oktober 2024

Veröffentlichung

8. April 2026

Rechtsraum

EP

Abstract

The present invention relates to a computer implemented method 600 of effecting peer to peer payments between a payer account and a payee account. The method comprises receiving 601, from a payee device at a payer device associated with a payer account, a payment request message indicating a transaction amount, where the payer account includes tokens corresponding to a monetary value, and sending 603, from the payer device to the payee device, a message including one or more of the tokens together corresponding to a monetary value equal to the transaction amount. At a later point in time, the payer device connects 605 to a blockchain network server and sends 607 a message to record the sending of the one or more of the tokens on a blockchain ledger maintained by the blockchain network server.

Anmelder

Firma

MasterCard International Incorporated

Land

🇺🇸 USA