Verfahren und System zur Sicheren Automatisierten Kompensation Reziproker Schulden
Anmelder: Funky Economics Srl 🇷🇴
Details
- Veröffentlichungs-Nr.
- EP4749558
- Anmeldetag
- 20. November 2024
- Veröffentlichung
- 27. Mai 2026
- Rechtsraum
- EP
- IPC
- G06Q40/03, G06F21/62
Abstract
This invention refers to a method and a system to secure automated compensation of reciprocal debts of at least three users provided with user devices.The users send user sensitive data, user statistical data, user debt data and user compensation criteria to an identity computing unit of a first server, whereas global statistical data about the users is received from one or more global statistic data sources. The identity computing unit encrypts the user sensitive data outputting anonymized user sensitive data, generates a user profile encoder, encodes the user statistical data with it, outputting encoded user statistical data, and sends the anonymized user n sensitive data, the corresponding user debt data, the user compensation criteria and the corresponding encoded user statistical data to a compensation computing unit of a second server. The compensation computing unit creates compensation rules based on the encoded user statistical data, computes a plurality of compensation circles for the user debt data based on them, selects and ranks the compensation circles that satisfy the user compensation criteria and outputs the ranked compensation circles in descending order. Then, the identity computing unit sends compensation requests to the user devices via the compensation computing unit, the latter decrypts the anonymized user sensitive data, the compensation requests being displayed on the user devices during a predetermined period of time. The compensation computing unit receives the compensation approvals, executes the compensation of the debts for the highest-ranking compensation circle in descending order, called approved compensation circle, stores the approved compensation circle in a digital ledger maintained by a database and updates the plurality of compensation circles by removal of the approved compensation circle and updates the user debt data.
Anmelder
- Firma
- Funky Economics Srl
- Land
- 🇷🇴 Rumänien
Cabinet M. Oproiu wurde 1995 in Bukarest als Partnerschaft von Patentanwälten, Ingenieuren, Chemikern, Physikern und Rechtsanwälten gegründet. Sie begleitet Anmeldung, Aufrechterhaltung und Durchsetzung von Patenten, Marken und Designs sowie Rechtsstreitigkeiten, unter anderem in Mechanik, Elektronik und künstlicher Intelligenz.