Erklärbare Betrugserkennungsalarme

Details

Veröffentlichungs-Nr.

EP4769276

Anmeldetag

11. November 2025

Veröffentlichung

1. Juli 2026

Rechtsraum

EP

IPC

G06Q20/40

Abstract

Certain aspects of the disclosure provide a method for fraud detection. The method may include obtaining a plurality of fraud detection rule combinations, each fraud detection rule combination of the plurality of fraud detection rule combinations having an assigned risk level, wherein each fraud detection rule combination comprises a combination of two or more individual fraud detection rules; receiving transaction data associated with an account; identifying, from the plurality of fraud detection rule combinations, one or more fraud detection rule combinations triggered by the transaction data, and generating a consolidated risk score for the account by aggregating the assigned risk levels of each triggered fraud detection rule combination; and generating a fraud alert when the consolidated risk score exceeds a threshold, wherein the fraud alert includes an explanation identifying the one or more fraud detection rule combinations that contributed to the consolidated risk score.

Anmelder

Firma

Intuit Inc.

Land

🇺🇸 USA

Fachgebiete