Maulbasiertes Betrugsidentifikationssystem und Verfahren dafür

Details

Veröffentlichungs-Nr.

EP4783097

Anmeldetag

22. Januar 2026

Veröffentlichung

29. Juli 2026

Rechtsraum

EP

IPC

G06Q20/40

Abstract

A computer-implemented method, includes receiving, at a payment processor, an indication that a fraudulent transaction has occurred, the fraudulent transaction being associated with a fraudulent transaction account; performing, at the payment processor, a mule account assessment of financial transactions originating from an account that received the fraudulent transaction; utilizing the mule account assessment to identify whether the account that received the fraudulent transaction is a mule account; generating, at the payment processor, a mule account indicator indicative of the account that received the fraudulent transaction being identified as the mule account; and utilizing the mule account assessment to identify mule-adjacent accounts associated with the mule account, the identification of the mule-adjacent accounts being utilized to prevent mule-based fraud associated with the mule account.

Anmelder

Firma

Visa International Service Association

Land

🇺🇸 USA

Fachgebiete