Erkennung Betrügerischer Konten

Details

Veröffentlichungs-Nr.

EP4819015

Anmeldetag

4. April 2025

Veröffentlichung

7. Oktober 2026

Rechtsraum

EP

IPC

G06Q20/40

Abstract

The present invention provides a computer implemented method for detecting fraud using a fraud detection model. The method comprises identifying (501) a transaction from a plurality of transactions occurring over a payment network and receiving (503) details of a source account of the identified transaction. The method further comprises determining (505): a rate at which further transactions occur from the source account, total amount in refunds received by the source account within the predetermined time period, and a total amount in funds sent from the source account, all within a predetermined time period, calculating (509) a feature based on the determined factors and inputting (511), into a fraud detection model, the calculated feature to detect if the source account is associated with fraudulent activity.

Anmelder

Firma

Mastercard International Incorporated

Land

🇺🇸 USA

Fachgebiete