Verbessertes Zahlungsverifizierungsverfahren, Vorrichtung und System sowie Server und Medium

Details

Veröffentlichungs-Nr.

EP4749555

Anmeldetag

25. März 2024

Veröffentlichung

23. Januar 2025

Rechtsraum

EP

Abstract

The present application relates to the field of electronic payment. Disclosed are an enhanced payment verification method, apparatus and system, and a server and a medium. The method comprises: when payment is initiated, receiving a verification decision request sent by an electronic wallet platform on the basis of a barcode payment function of a payment application program in which an electronic wallet is embedded, wherein the electronic wallet platform comprises a background server of a built-in electronic wallet of a terminal device; generating a decision application request on the basis of the verification decision request, and sending the decision application request to a verification decision platform; receiving an enhanced verification mode fed back by the verification decision platform in response to the decision application request; sending the enhanced verification mode to the electronic wallet platform, so as to make the electronic wallet platform perform enhanced verification according to the enhanced verification mode, in order to obtain a verification result; and when the verification result indicates that the enhanced verification is successful, interacting with a resource management server to complete the payment.

Anmelder

Firma

China Unionpay Co., Ltd.

Land

🇨🇳 China