Multifaktorielle Authentifizierung mit Bereitstellung einer Berechtigung über eine Kontaktlose Karte zur Sicheren Nachrichtenübermittlung

Details

Veröffentlichungs-Nr.

EP4769274

Anmeldetag

24. November 2020

Veröffentlichung

1. Juli 2026

Rechtsraum

EP

IPC

G06Q20/38

Abstract

Exemplary embodiments may use a contactless card as a secondary form of authentication in a multi-factor authentication for a secure messaging service. The recipient party of a request to initiate a messaging service session (such as a server computing device) may be programmed to use the phone number of the originating device to look up records regarding an identity of a party and their associated phone number as a primary credential and then may require an authentication credential originating from the contactless card as a secondary credential for the initiating party. In some instances, the credential originating from the contactless card is a onetime password that is valid only for a period of time. The recipient party determines whether the onetime password is valid. If both credentials are valid, a secure messaging session may be initiated with the initiating party.

Anmelder

Firma

Capital One Services, LLC

Land

🇺🇸 USA